Money

10 Tips for Frugal Living in the Home – Whitley Washington

The one thing that needs to be remembered when you see the word frugal in a headline or topic subheading is that frugal does not mean miser or stingy. It simply means that one wants to cut down on their expenses so that they have more disposable income available for their other needs.

Here are some tips on how to live more frugally at home:

1. Do It Yourself — This is a great way to cut down on expenses, cutting the fees of professionals saves a lot of money but don’t bite off more than you can chew. Know your limitations and know when to call in a professional for those jobs you just can’t do. Do it yourself can cost you more if you take on jobs you cannot do.

2. Cut Down on Grocery Bills — There are many ways to do this. You can grow some of your own food if you have room for a garden, grow some of your own spices if you don’t, or you can still go out to the farm country and pick some of your own food. Or you can stop buying those convenient items like sliced cold cuts Buy whole and slice them yourself. Keep away from packaged goods and expensive drinks. The options are limitless.

3. Be a Creative Chef — There are lots of cookbooks out there supporting a frugal lifestyle. They all have recipes that will cut down on your food expense.

4. Upgrade Your Insulation — No sense in wasting electricity or gas heat. Make sure your home insulation is above standard so you know you are saving money. Another trick is to put plastic over your windows to cut down the heat loss.

5.  Stop Impulse Buying— This is a problem for most people and it can get expensive. Train yourself to have a little self-control when you see items you think you must have.

6. Cut Down on Unnecessary Bills — Getting rid of your cable or other luxury bills will save you tons. Replace cable with movie rentals or some other entertainment alternative.

7. Start Walking — Walking is good exercise and good for your health so don’t drive everywhere if you can. Gas, oil and car maintenance are not cheap, nor are repairs due to accidents.

8. Look for Sales — or thrift and discount stores that carry items you need or want to have. There is nothing wrong with used or buying something on sale. You can save thousands per year if you stop shopping retail.

9. Clotheslines Are An Option — dryers are expensive to run and can break down. A good clothesline may take longer to dry your clothes but you won’t mind the delay when you see how much you save.

10. Turn Down the Thermostat — This can save you a lot over a winter or even a bad fall or wet spring. Cutting down the interior temperature of your home will save money and help you live frugally.

It is amazing at how easy it is to live frugally if one just takes the time to do simple things like follow good tips on how to save money. One more tip, buy used over new cars. The savings is astronomical.

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