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Things Not Taught in College – Castleigh W. Johnson – Medium

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Going to the college of your dreams and living the college life. Going to classes, making friends, having new experiences and growing as an adult are all part of the collegiate experience. The basic premise of college is to better prepare you for the workforce and give you the tools that will enable you to be a productive member of society. That typically means, helping you to identify what you are good at and can earn a living. The path you chose coming out of college, may take many turns in your work life, but you should have the skills needed to navigate the working world and build a good life for yourself. Getting a strong GPA is one of the hallmarks of your college experience as this will enable you to secure a good job in a competitive workforce. Getting this good job is one of the goals that will enable you to provide for yourself and to begin repaying those student loans (the majority of us have them). With all these things being taught in college to prepare you for life as a working adult, one of the glaring gaps is financial literacy and a basic foundation that we all should have coming out of these higher education institutions. Learning about credit, budgeting, cash flow, debt repayment, personal investments are just a few of the items that are needed on an everyday basis but aren’t quite delivered to the average student. Let’s just address one of the things that will be critical in your first few years as a working professional, your Credit Score. This number is at the foundation of your cost of living, the higher this number the cheaper it is to borrow money and more people trust you to pay them for loans and services. It is that simple, but not well understood. You can start to work on this number while in college but most students and even younger professionals do not. This lack of focus will end up costing you thousands. What you don’t know, can and will hurt you, head in the clouds defense does not work with this one.

It is your responsibility to learn about your credit score and report to ensure that you are making the right financial decisions to improve them. Similar to your GPA, your credit score is what many financial institutions look at as a critical part of their review process to determine if they want to provide a loan or other services to you and how much you will pay for it. You will need help learning how to navigate this world of finance and how to make the right financial decisions. That is where Trifigo comes in, to provide that guidance and tailored insight to you to help you meet your goals. Don’t go on this journey alone, we are here to help you get to that next level. So what should you do? You should take the first step and download our App, we’re your credit resume writers. Let’s put some cash back into your pocket.

If you aren’t already familiar with what Bitcoin is you can check out our other article here where we go over what exactly Bitcoin and cryptocurrencies are. But if you’re already in the know let’s try and answer the big question on everyone’s mind. Is Bitcoin and the cryptocurrency market a bubble? Depending on who you ask, it’s likely that you’ll get varying answers. There’s one school of that believes this is indeed another financial bubble, and one of the largest we’ve seen in recorded history. Below is a chart to help you understand just how big this thing really is. Bitcoin was first theorized in 2008 and officially created on January of 2009. Starting with a value of basically nothing, Bitcoin appreciated in value slowly over time. On March 22, 2010 the first real world purchase of Bitcoin was made in Jacksonville, Florida where Laszlo Hanyecz bought 2 pizzas for 10,000 Bitcoin.

Soon after that Bitcoin saw a 1000% increase in a matter of five days. By early 2011 Bitcoin had re…

Congratulations! If you’re reading this you’ve probably recently graduated or will soon graduate from college and begin the early chapters of your professional career. It’s truly an exciting time to finally reach the culmination of all your hard work over the past few years but as surreal as the experience is, it’s important to recognize that to smoothly transition into the next period of your life, you’re going to want to have a few things lined up. Getting your ducks in a row as they say. ​​ Even if you’re someone like me who’s already graduated from college a while back, feel free to read on. The advice we’re about to lay out can still be valuable for you as well. We can all use a quick refresher now and then right?

Most people will likely focus very heavily on getting themselves off on the right foot professionally but for some reason, there isn’t quite as much of an emphasis placed on getting off to a great financial start. Now whether that’s because public financial knowledge is lac…

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