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Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?

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Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?

Information requested by a person new to the US — — — — — Consider the following situation that I apply on consecutive days Day 1 WellsFargo Bank for Home Mortgage Loan Day 2 Bank of America for Auto Loan Day 3 Digital Credit Union for Credit Card Day 4 … … … Day 13 Citizens Bank for Home Mortgage Loan Day 14 US Bank for Personal Loan … … Day 28 CapitalOne for credit card Day 29 Kohl’s store credit card Day 30 Walmart credit card Will all the instances of my credit pull by different lenders show up in my credit report? Or, will only the first credit pull in a 30 day consecutive credit pull period be reported? — — — — — Myth or fact: For the first lender that pulled your credit, you have 30 days from that day. It will only count against you once regardless of how many lenders pull your credit. They do that so it gives you enough time to shop and compare different lenders. http://www.trulia.com/voices/Home_Buying/When_multiple_lenders_pull_your_credit_within_wha-120191 — — Myth or Fact: The credit bureaus understand that savvy consumers want to review multiple loan offers, so the bureaus consolidate all mortgage loan credit inquiries within a certain period (which can range from 14 to 45 days) and count them as one inquiry. http://www.lendingtree.com/credit-resources/advice/understanding-credit/credit-inquiry-faq/

Answer : I would recommend one to visit this web site where one can compare from different companies: http://finance-solution.us/index.html?src=MEDFEBAkao2ohx .

Related :


 “”Where can I get a loan, not a payday loan, with bad credit?
 I got myself into some debt. I have two jobs but its around the holidays and i did some deferred billing stuff for christmas. I need about 1100. I can pay this off over time but not on my next payday. HELP!!!!
“”
 Question about credit score?
 Does anyone know (on average) how many points your credit score goes up each month or reporting period if a person pays their bills on time each month without missing any payments or paying anything late? I have a figure in my head of about 5 points each month and I may be wrong because I am no financial guru when it comes to credit scores. Right now, my score is in the 690’s and I was wondering about how long it would take me to get to the mid 700’s or even 800’s? Please, Please, Please no answers about how to improve my credit because that’s not what I am asking.””
“”
 How do I know if i can file for bankruptcy?
 I am getting to the point where my paycheck and savings will not cover my monthly bills?
“”
 How to apply for a Car/automobile Loan? How would a person be able to get a loan?
 As for the answer from someone”””” — — I can ask all I want for a loan””
“”
 “”What is the difference between forclosure,REO and HUD?””
 I visited a site and it said it has foreclosure houses for sale,but I realized that all that houses are HUD homes.I visited another site that said that they have foreclosure houses for sale and all houses were foreclosures.Are foreclosure houses and HUD houses the same.Where can I find REO houses for sale?””
“”
 #repost
 
“”
 “”After getting denied for an auto loan, how soon can I apply Again?””
 hubby & I got denied from our credit union (psecu) for an auto loan, and we are now paying some things off our credit now, and credit report used was exper. How soon can I go back to apply with them again?””
“”
 Can I go to jail for not paying a consumer loan?
 I took out a small consumer loan with Sun Loan Company. It was not a payday loan and no checks changed hands. Since then, I was in a terrible car accident and am now on SSI and Social Security. I did move out of state because I have 3 children that I could not take care of due to the accident. They are now calling my family everyday, threatening to take me to jail, telling them it will be considered theft over 1000. Which I dont understand because the loan was only for 250.00. What are my rights here and how can I get this resolved without going to jail? Thank you, Paula””
“”
 “”I am looking for a loan shark in the Bedford area, I am really desperate, could anybody help me?
 
“”
 Car Loans for College Students?
 I need a new car! Right now I will take a used car! Currently I have a 1995 Canada made Dodge Neon which is giving me problems. I would like to get a Chevy Cobalt or Mazada 3. The problem is as an college student with a credit score in the 630–650 range and a monthly income at best 1000–1300 range…financing is a problem. I dont know where to turn or what to do!!!! My dad has had recent credit problems although recently he has paid off a car and my mother is good credit and a great income but saids she is max out or has too much in her name. Is there anything I can do??? Online Loan?? etc
“”
 I was approved for a 72-month auto loan with simple interest at 9.9%…?
 
“”
 “”How Can I view my credit Report On the internet, E-mail or regular mail ?
 How can I view my credit report for 100% free of charge and no credit card needed.
“”
 #repost
 
“”
 When is it possibiable to buy a house with VA Loan?
 hey everyone, my husband got out the military sep08. he is in college right now and looking for a job. my question is, can he get a loan with VA as soon he started working or does he have to work for like a year or two so he will get a house loan? thanks””
“”
 Which bank provides home loan without OC?
 
“”
 “”How much should i put on down payment for a $150,000 house?
 and what do you think the monthly mortgage would be
“”
 Personal Loan vs. Auto Loan?
 I need a new car, and need a loan for at least 10k of it. I don’t want my payments to be over $200 a month, and I don’t want the term to be any more than 5 years, with no pre-payment penalty. The interest rate doesn’t matter to me, just the monthly and the term. Being that my credit is good, I feel this is simple enough, but my problem is that the car I want is a rebuilt classic from the 50’s. There are no if’s, and’s, or but’s about this — -this is the car I’m getting. The issue is that most banks will only give you an auto loan for cars 15 years old and newer. Thus, do I take a personal loan at a higher interest rate, or is there a bank or credit union anyone knows about that will finance me for a car this old? Or, is there a way to get a personal loan with a similar monthly payments and terms as a car loan? Thank you.””
“”
 What if you have 2 or 3 payday loans unpaid?
 what happens to you if you have 2 or 3 unpaid payday loans? Can you have a judgement put on you? Do you go to jail? What happens? Will they just write it off ?
“”
 #repost
 
“”
 Bankruptcy how to do it?
 and is the law the same state to state
“”
 #repost
 
“”
 I got a 2004 car from a dealer with bad credit.. but now they need to verify my income for the past 2 years..?
 I just bought a car from a dealer. i have it now and i’ve been driving it for a week. and now the bank calls me to verify more information. she says I need to show proof of work history that covers the past 2 years? what if the 1st year I wasn’t working because i couldn’t find a job??? will they take my car??.
“”
 What is the first step on filing chapter 7 bankruptcy information?
 
“”
 #repost
 
“”
 I have fair credit wife has excellent but no job can we still get an auto loan?
 hey me and my wife are looking at getting an auto loan and trading my truck in for a newer truck is it possible to get a loan through local financial institutes none of the online b.s. or that you should wait stuff has anyone heard of getting a loan with the cosigner not having a job but a credit score of like 800
“Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?

Information requested by a person new to the US — — — — — Consider the following situation that I apply on consecutive days Day 1 WellsFargo Bank for Home Mortgage Loan Day 2 Bank of America for Auto Loan Day 3 Digital Credit Union for Credit Card Day 4 … … … Day 13 Citizens Bank for Home Mortgage Loan Day 14 US Bank for Personal Loan … … Day 28 CapitalOne for credit card Day 29 Kohl’s store credit card Day 30 Walmart credit card Will all the instances of my credit pull by different lenders show up in my credit report? Or, will only the first credit pull in a 30 day consecutive credit pull period be reported? — — — — — Myth or fact: For the first lender that pulled your credit, you have 30 days from that day. It will only count against you once regardless of how many lenders pull your credit. They do that so it gives you enough time to shop and compare different lenders. http://www.trulia.com/voices/Home_Buying/When_multiple_lenders_pull_your_credit_within_wha-120191 — — Myth or Fact: The credit bureaus understand that savvy consumers want to review multiple loan offers, so the bureaus consolidate all mortgage loan credit inquiries within a certain period (which can range from 14 to 45 days) and count them as one inquiry. http://www.lendingtree.com/credit-resources/advice/understanding-credit/credit-inquiry-faq/


 What is the a credible website for Free credit report?
 I want to check my free credit report, so what is government sponsored website that is secure and credible? you know they will collect sensitive info from me.””
“”
 My cousin Martha got a new car. She took out a high interest loan (7%) to get it.?
 I told her she should pay off the loan by redeeming mutual fund shares she inherited. Since investment markets are not doing so good these days what would be the best thing for her to do??
“”
 #repost
 
“”
 Why won’t my credit score increase?
 As I already said in the question, the bankruptcy (which by the way was due to hospital bills for something not covered by health insurance) was five years ago and therefore I have two years left before it goes off my credit report. It already tells me on my credit report the date it will be removed, and it is in two years. (simple math anyway) And what do my assest have to do with my credit score? Experian does not know what my assests are. The simple answer to my question would be yes the bankrupt accounts pull your score down and you cannot go any higher until they are removed from your credit history in seven years. Thank you to the one person who answered it.””
“”
 Tips for a single person to get a mortgage on minimum wage?
 @ Don’t — I remember everything you said before. As before, I was looking for info I don’t have. Also as before, I am not planning to move out until I have the deposit at 34. I study part time and my degree does not finish until 2017. As before, I do not date ergo I do not have a partner to buy with. All of my friends have mortgages or live with partners already. My brother has nothing and is given nothing; I want him to have a nice 16th as it will likely be his only party. I understand reality fine and acknowledge I’ll likely not get what I want. I’m looking for any undiscovered info to see if it’s possible. I want to go on one holiday before I settle down to full bills, and this is the first time I am paying for a whole birthday. It’s not my common practice. I want to get an education while I work so that I CAN get a better job later if possible. I don’t necessarily want a ‘nice house’, just a small 1-bed flat. I was not “”
“”
 Is there a free site to look up list of people who claimed bankrupcies in my county?
 I am tring to find out if there is a website for the state of Illinois that can background someone’s past. If they have claimed bankrupcy, criminal acts, any reports on them at all. I have rentals and I am looking to do anything to attempt to find individuals with a clean background. Anything in that direction will help. My application requires a social S.# which I thought would be helpful for this information. Any web site or link would be appreciated. Thank you Bart””
“”
 Paying a Wells Fargo credit card bill on the due date: posted vs pending transaction?
 So I completely forgot that my bill was due today, 3/20. I was going to go to the bank location and just pay it in cash like I normally do, but I realized I won’t have time until late in the afternoon and I didn’t want to miss the cutoff date so I decided to pay it online by transferring money from my savings account to pay for the bill (It’s only 2 AM right now, so I’m hoping I have enough time). I was just wondering if anyone knows if it’ll make it before the deadline? I think I read that the cutoff time is midnight tonight, but I’m not sure. And my account activity says the bill payment is under Posted Transactions”””” but it also says (pending) next to the amount I paid… I hope that makes sense. I’m just really worried that it won’t clear in time and it’ll come up as a late payment””
“”
 How could I get a $600 mortgage for a house purchased for $220k?
 Please advise how can I get the lowest possible mortgage payment for a house around the $200k price range. My income is around $30k+ and my credit score is 700+ with no debits. I am a 1st home buyer also.
“”
 #repost
 
“”
 “”What is the best size bike for a 5’4 female?””””””
 I am trying to buy a mountain bike, preferably used, and I trying to figure out which size would be best. Thanks!””
“”
 #repost
 
“”
 #repost
 
“”
 How can I consolidate 700 in 1 month?
 well I owe 700 to two credit card companies and two payday loan companies. And I need to pay 400 in the next 3 weeks or I’d pay some serious interest. I,m only a student and jobless so basically I’m on a very low income. Does anyone know how I can consolidate this as soon as possible on a very very very low income. Thanks””
“”
 What does pre-approved for an auto-loan mean?
 I applied online with my bank for an autoloan for a used vehicle. about 30 minutes later it said i was pre-approved for an autoloan and gave me the terms etc. it said that i would recieve the pre-approve agreement via mail in a couple days. does this mean the loan is as good as gotten? i’m confused about it.
“”
 What is a good intrest rate for an auto loan for a young male at the age of 20 with no credit?
 im trying to get financing for a 2006 ford f150 that i want to buy. what is the intrest rate i should be looking at for a 4–5 year loan for $13,000?””
“”
 Are there any trustworthy bad credit/no credit auto loan companies?
 I have a good credit score, 729, but not enough credit history to get an auto loan without a co-signer. I have been looking up bad credit or no credit auto loaners, are they legitimate? Are there any that offer a decent interest rate? (I understand that they frequently have a higher rate, I am willing to accept a certain amount of rate increase). I simply do not want to get scammed by strange policies that are designed to screw you. Please do not include as an answer Why don’t you get a co-signer?”””” The answer is because I don’t want anyone else to be financially responsible. Also for reference Capital One has already rejected my loan application because of insufficient credit history. I feel like with a credit score of 729″”
“”
 When a lender tells you that you need a voided personal check to get a payday loan how do you get it?
 I have never had a payday loan before and I was wondering do I go by a check from the store and write void on it or do I have to stamp it or what do i have to do because I have no Idea.
“”
 How can t get out of debt?
 I OWE $ 30,000 IN DEBT. I WOULD LIKETO PAY ALL MY DEBETORS BUT NO MATTER HOW MUCH I PAY THE BALANCE NEVER SEEMS TO GO DOWM. I CANNOT GET A HOUSE WHILE IN DEBT BECAUSE I WOULD HAVE TOO MANY BILLS, I CANNOT START A BUSINESS, SINCE I FILED FOR BANKRUPTCY, I CANNOT HAVE ANYTHING IN MY NAME. PLEASE HELP!””
“”
 #repost
 
“”
 #repost
 
“”
 Is there anywhere I can Truly check my credit score for free?
 I don’t like those web sites where you have to pay after so many days I just want the opertunity to check my credit score with no hidden adgendas.
“”
 California bankruptcy and divorce — and our house?
 We filed bankruptcy (Ch 7) while married and now filed for divorce. How does it work with the house if it was included in the bankruptcy? I am modifying the loan so I can stay in it with the kids and now he says he will not sign over title. So the court awarded the house to me (which is upside down about $100,000) and an Elisor to sign the title over to me. But now his attorney is wanting to know what kind of equalization payment we can work out? I know CA is a community property state, but since we filed bankruptcy does he still have a right to any equalization on a house that is not worth anything? Or does bankruptcy forfeit his right to that?””
“”
 Where can I get a personal loan for 2 grand?
 I dont have bad credit I just have only had credit for about 6 months so my score is only at 645. I have no rent to pay and I make between 1000–2000 a month. I dont really have a decent cosigner I wont have any trouble paying the loan back in next couple months because Ive got car accessories to sell as well as college semester ending and I can work much more. Is there anywhere I could get a 2000 personal loan or possibly 2 1000 dollar loans from different places? yes i realizew tht would mean twice as much interest.
“”
 Can I get a new car if I put a lot down but have late payment history on my current auto loan?
 I’ve paid my current auto loan late a few times but only owe $13000 and my car is worth $12,700 as a private trade-in (so basically sell for cash). If I sell will I be able to get another auto loan? My credit is fair not great.””
“”
 Legit payday loan? what do i need to qualify?
 i need a loan asap. i don’t know why I’m being denied. I never did this before
“Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?

Information requested by a person new to the US — — — — — Consider the following situation that I apply on consecutive days Day 1 WellsFargo Bank for Home Mortgage Loan Day 2 Bank of America for Auto Loan Day 3 Digital Credit Union for Credit Card Day 4 … … … Day 13 Citizens Bank for Home Mortgage Loan Day 14 US Bank for Personal Loan … … Day 28 CapitalOne for credit card Day 29 Kohl’s store credit card Day 30 Walmart credit card Will all the instances of my credit pull by different lenders show up in my credit report? Or, will only the first credit pull in a 30 day consecutive credit pull period be reported? — — — — — Myth or fact: For the first lender that pulled your credit, you have 30 days from that day. It will only count against you once regardless of how many lenders pull your credit. They do that so it gives you enough time to shop and compare different lenders. http://www.trulia.com/voices/Home_Buying/When_multiple_lenders_pull_your_credit_within_wha-120191 — — Myth or Fact: The credit bureaus understand that savvy consumers want to review multiple loan offers, so the bureaus consolidate all mortgage loan credit inquiries within a certain period (which can range from 14 to 45 days) and count them as one inquiry. http://www.lendingtree.com/credit-resources/advice/understanding-credit/credit-inquiry-faq/


 How do you find your free credit report intantll on line?
 
“”
 What year did Washington DC declared for Bankruptcy?
 
“”
 Which 1800 Tequila is best?
 And I am reffering to the Brand: 1800
“”
 #repost
 
“”
 Is it better to pay off car or pay down mortage?
 FYI-I’m not in the US, our mortgage interest is not tax deductable.””
“”
 #repost
 
“”
 Can i get an auto loan with a 640 credit score?
 
“”
 Bad Credit Loans For FICO Scores — Below 500?
 Need A Loan — I’m between a rock and a hard place””””. Currently in a credit rebuilding phase. However””
“”
 I’m curious about my credit is there a website where I can access my credit report and score without having…?
 without having to give them a credit card number or anything like that. They say your card won’t be charged but I just want to get the report without putting in a card.
“”
 How can i get a text book named advance account by r.n carter latest edition?
 advance accounts a book written by R.N Carter
“”
 Do I have to tell the bank what my personal loan is for?
 It seems I can get a $25,000 car with no downpayment.. but If I want land for 15–20 thousand they need to do an appraisal and have 15% down etc.. Can I tell them I am remodeling ? I don’t understand if it’s all the same amount what difference does it make ? I have great credit and have never defaulted on anything.. just curious why what I am using it for matters.””
“”
 Why is my credit score zero?
 I checked my credit score yesterday on free credit report.com and my credit score says 689 but when i went to get a loan for a car at a dealership today they said my credit score showed zero?? they could see my stuff on there from my past and all was good but didnt know why my credit said zero? Please help with honest answers. If you have no clue please dont respond or just say something stupid like i see alot of people do. Im asking for real advise. Thanks to anyone who can help
“”
 Anyone know which banks I can go to to withdraw money from my netspend card?
 Just got the card to have my tax refund deposited on through turbo tax. It has a lot withdrawal fee’s and limits on amounts withdrawn. I’m reading horror stories about this card and want my money off. It says I can withdraw up to 4,999 a day at a financial institution for 2.50 a transaction. I called TCF and they said non customers can only withdraw 300. considered a cash advance. Anyone know of a bank that will allow my to withdraw the whole amount?””
“”
 Should I apply for a credit card?
 Should I apply for a credit card? My rents tell me no but I’m not sure! They say it’s bad, but I think that it depends on how the person does act with it! I s there an age limit to credit card activation?””
“”
 #repost
 
“”
 Chapter 7 Banruptcy question???
 Thanks for your info
“”
 C++ mortgage calculator?
 need help programming a mortgage calculator? Pretty much need the code for accomplishing this!
“”
 #repost
 
“”
 Buying a car with bad credit?
 What are the chances of buying a car with bad credit?
“”
 What is the interest rate for Alaska Airlines Credit card?
 
“”
 #repost
 
“”
 I want to take out a loan for 4k. what are my best options? I’m an 18 year old student with a PT job.?
 okay so the 4k is to complete an amount to purchase a 10k car. except i dont want to take a car loan or whatever. I have 6k set aside for the car and i have about 2500 in my savings account. i have my pt job to make the monthly payments for the loan and i live at home with my parents so no major bills to pay. the car will be bought from a private owner and it wont be on my name, probably under my dad or mom for insurance purposes(dont wanna pay high insurance rates). so yeah, what do you guys suggest? and no, i’m not gonna avoid taking out a loan and just buy a 6k car. haha. oh and i want to leave my savings account a lone. thats there in case the worst happens and i dont have a job anymore, at least i’ll have money to make payments for a while until i find another job. just thinking ahead. so yeah please help! thanks =]””
“”
 Why is my closed auto loan account listed in the negative account section of my credit report?
 i paid it off on the date it was supposed to be paid off.. 2004
“”
 #repost
 
“”
 “”Where/How Can I take over Car Loan, bankruptcy foreclosure Assuming I have $$, and will cover 100% of the loan””
 Where on internet can I find info from Banks or Credit Unions, that have a list of Car Loans that buyer was not able to cover 100% so bank had to take over, the bank want $$ back NOT the Car, so the bank either puts cars on auction or for sale for the Difference to recover the $! For example New car $ 20K 2K down 4K paid but 14 K + interest the person for some reason stop paying, so bank took over payment and took the car from the Person! NOW WHERE CAN I find this kind of unsuccessful Car Loans, bankruptcy & foreclosure?””
“Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?

Information requested by a person new to the US — — — — — Consider the following situation that I apply on consecutive days Day 1 WellsFargo Bank for Home Mortgage Loan Day 2 Bank of America for Auto Loan Day 3 Digital Credit Union for Credit Card Day 4 … … … Day 13 Citizens Bank for Home Mortgage Loan Day 14 US Bank for Personal Loan … … Day 28 CapitalOne for credit card Day 29 Kohl’s store credit card Day 30 Walmart credit card Will all the instances of my credit pull by different lenders show up in my credit report? Or, will only the first credit pull in a 30 day consecutive credit pull period be reported? — — — — — Myth or fact: For the first lender that pulled your credit, you have 30 days from that day. It will only count against you once regardless of how many lenders pull your credit. They do that so it gives you enough time to shop and compare different lenders. http://www.trulia.com/voices/Home_Buying/When_multiple_lenders_pull_your_credit_within_wha-120191 — — Myth or Fact: The credit bureaus understand that savvy consumers want to review multiple loan offers, so the bureaus consolidate all mortgage loan credit inquiries within a certain period (which can range from 14 to 45 days) and count them as one inquiry. http://www.lendingtree.com/credit-resources/advice/understanding-credit/credit-inquiry-faq/


 I need help with this problem can someone solve it for me?
 E-Loan, an online lending service, recently offered 36 month auto loans at 7.56% compounded monthly to applicants with good credit ratings. If you have a good credit rating and can afford monthly payments of $350, how much can you borrow from E-loan? What is the total interest you will pay for this loan?””
“”
 Can i restructure my auto loan?
 I bought a truck a few years ago and am now realizing with the economy the way it is i cant afford the monthly payment i have payed on it for two years is there some way i could restructure that loan to lower my payments
“”
 How early can I pay my auto loan bill?
 I’m trying to set up automatic payments of my auto bill. It’s do on the 3rd of each month. Sometimes the date comes on a weekend and the payment wont go thru until a few days later, so I would like to make it a few days earlier. How many days early, if any should I/can I make it?””
“”
 Car loan option for low credit score buyer?
 Hey guys, I just graduated from college and for the past 4 years I could not work so I let my 4 credit cards ($6000 total) go to collection and they brought my credit score down to 564. As of now, I do not have a car and I am looking to buy one that will cost about 30k. I have $ 3500 that I am willing to put down and my annual income will be 65k based salary. I am looking forward to start settling all my account in colection but meanwhile I want to have a nice ride. what do you think are my options and do you think I can talk to a banker and lower my interest ?””
“”
 How soon can i rent an apt after filing bankruptcy?
 filed few mo ago with chapt 7 but not sure how soon i can rent an apt someday. pending decision with bk court (2 foreclosure houses.. long story).
“”
 Debt consolidation??
 Ok so I have had some unexpected life events that have caused me $2500 in payday loans & tickets. I cannot continue to just pay the minimums anymore for they are more expensive than my payments. I do not have credit history to get a personal loan by myself, I have a relative that has great credit however. Can they consign with me on a personal loan and if so, which bank offers such loan in a quick timeframe? Cash would be needed within five days.””
“”
 How do i contact chase bank about a past auto loan?
 I had a past auto loan through chase bank and I refinanced that loan with my personal bank. I also had gap insurance for that loan that was paid off early. I am trying to recover money from the unused portion of the gap insurance.I need letter from chase showing the loan was paid.
“”
 How can i get my experian credit report?
 I hear you can apply by paying a sum but not joining any body. is that right?
“”
 “”If I pay off an auto loan before its maturity date, will this raise my credit score?
 it’s been a consistent 36 month loan. I would only shave 2–3 months off if I decided to pay it all off early.
“”
 “”How Can I view my credit Report On the internet, E-mail or regular mail ?
 How can I view my credit report for 100% free of charge and no credit card needed.
“”
 Can I get a loan with a cosigner after bankruptcy?
 Can I borrow money if I have a co signer on the loan with good credit?
“”
 Has anyone got a small business loan or a personal loan for a business on BAD CREDIT?
 Has anyone got a small business loan or a personal loan for a business on BAD CREDIT? I am opening a business and I really need some extra cash for product and design. If anyone could please be of help to where I can get a small business loan or a personal loan with bad credit. I may even be able to get a co-signer, but please use that as a last resort. I honestly need about 5k. My identity was stolen a few years back, what am mess! My credit is not good due to that and I currently have no monthly bills, not even a cell phone! Please HELP!!!!””
“”
 #repost
 
“”
 If I quit my job would it affect my bankruptcy?
 I’m not looking to move”””” before I have a job lined up. I have had some interviews and submitted applications down in Oregon. I would have a place to live and stuff down there since I know friends down there. It’s just I’m afraid if I put my notice here to quite if I did find a job that that my jepordize my bankruptcy.””””””
“”
 Do i qualify for an auto loan?
 Hi i just wanted to know if any knows if i will qualify for an auto loan? I am 21 yrs old. I recently ended my year lease of $500 per month from the apartment and my credit card is up to $550 out of the $600 limit, but like i said no more lease so that is easy to pay off. I’ve had my job for two years now and live in the same general location. My expenses including the minimum payment of the credit card is around $155/ per month; that is including gas.I bring home about $800 per month and my credit score is 692 the last time i checked. I am also willing to trade in my vehicle for around $1000 which kelly blue book appraised for $1,400. so if anyone knows the answer please help. thanks””
“”
 I have bad credit is there somewhere i can get a loan ?
 I have a job and would be able to pay the loan back.
“”
 #repost
 
“”
 How to do credit checks?
 I want to let a house and all letting agencies does credit checks. And as they do that they tell me that none details comes up so i am not able to rent a house. I would like to do it my self, does anyone know how to do it? P.S. its not something you check with your bank.””
“”
 Does Gamestop still sell Gameboy Advance SP?
 I want one sooo bad! And I can’t buy it online because my mom says I am going to get ripped off or something! And I really want one because I like how its simple and small. Plus I can’t afford those DsI things…. Any stores that sell them for a cheap price? And in good condition.
“”
 “”Bankruptcy, Filling chapter 7. HELP!!!?””
 My best friend is in deep debt and I think that the best way to solve his problems is to file for chapter 7. he has a student loan for 65000, 15000 on credit cards and he had the great idea to buy a big working boat for 15000 and like another 20000 in equipment also for his new company that never even open because he found out after all the big buys that the insurance that he had to pay was over 100K per year!!! now he is stuck with an unsellable boat, equipment hard to sell and if he does, he will lose 70% of the money. After all these buyings he had the next great idea to quit his job to start his own business and of course now nobody will hire him and he has been using his saving to do minimum payments on the credit cards. I forgot, he bought the boat and equipment with credit cards also!!! he is currently living in the boat as he cant even afford rent. Now the question is, if he files for chapter 7 can he get away from the student loan and all the other debts? he is planing to go to central america with the boat after that an work making crappy money but he wants to start over from zero. he is not a bad guy and i know he was just trying to start his own business and all that. he even has a perfect credit score still as he always was trying to do everything right. he just took the wrong decisions. What do you people think is the best action to take?””
“”
 Can you file bankruptcy on medical bills?
 March 2009 I got kidney stones and it caused me around $20,000 in medical bills that I can not afford to pay. I don’t have a job right now and I’m not really sure what to do. (I’m looking for one before anyone suggests that. Just no luck right now…) So I was wondering about filing bankruptcy. Can someone please explain to me how this works? How much it’ll cost, ect. It would be greaty appreciated. I am stressed so bad over this that it’s interfering with my life..””
“”
 What cards are in comunity chest and chance in Monopoly (UK version)?
 I am making a monopoly set for my hometown. How many cards are in community chest and chance, and what are they? Then I can adapt them! Thanks a lot””
“”
 Can you get in trouble for not paying back payday loans?
 i have 5 payday loans and i am no longer able to afford to pay them back. i am really concerned about what is going to happen. They keep calling me at work and one of them showed up at my house. One of them sent my check to the bank and it was returned and now i got a certified letter from a collection agency. i am afraid that they are going to garnish my wages or put me in jail for ignoring them. i am 7 months pregnant and under alot of stress from this, i wish i would not have went to any of them. they only help one time then you get in a hole!!””
“”
 “”Where can i get a free credit report without signing up for anything,joining anything or waiting 30 days etc ?””
 im a little worried about my credit and would like to know just what my credit rating is, i own my own home mortgage paid owe about 4 grand on credit cards but have no other debts Everytime i try and check my credit rating online i get these companies thatw ant me to sign up for 30 days , or join them etc all these conditions that im not interested in..i just want to know my credit rating no fuss and nothing else””
“”
 Filing Bankruptcy on our car?
 My husband and I have horrible luck with cars. Bought our first car together in MS and weeks after the warrenty went up the engine took a dump and we couldnt and still cant afford to fix it. So we had to buy a junker for 900. We left our broken car in storage in MS and had to move to CO for my husbands job. Now its a month after we arrived here is CO and the junker broke 3 days after we put all new tires it! We cant afford to keep fixing junk cars so we finally caved and bought a way newer 2009 Kia with a 10 year warranty today. We still owe 5–6 grand on the first car that is in storage and now 9000 on the new kia. Should we file bankruptcy on the thing? Any adivice would be awesome!
“Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?

Information requested by a person new to the US — — — — — Consider the following situation that I apply on consecutive days Day 1 WellsFargo Bank for Home Mortgage Loan Day 2 Bank of America for Auto Loan Day 3 Digital Credit Union for Credit Card Day 4 … … … Day 13 Citizens Bank for Home Mortgage Loan Day 14 US Bank for Personal Loan … … Day 28 CapitalOne for credit card Day 29 Kohl’s store credit card Day 30 Walmart credit card Will all the instances of my credit pull by different lenders show up in my credit report? Or, will only the first credit pull in a 30 day consecutive credit pull period be reported? — — — — — Myth or fact: For the first lender that pulled your credit, you have 30 days from that day. It will only count against you once regardless of how many lenders pull your credit. They do that so it gives you enough time to shop and compare different lenders. http://www.trulia.com/voices/Home_Buying/When_multiple_lenders_pull_your_credit_within_wha-120191 — — Myth or Fact: The credit bureaus understand that savvy consumers want to review multiple loan offers, so the bureaus consolidate all mortgage loan credit inquiries within a certain period (which can range from 14 to 45 days) and count them as one inquiry. http://www.lendingtree.com/credit-resources/advice/understanding-credit/credit-inquiry-faq/

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