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Can we get a home loan in my name alone soon if my spouse files chapter 7 Bankruptcy?

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Can we get a home loan in my name alone soon if my spouse files chapter 7 Bankruptcy?

My husband cosigned on a crap car for me that has been a voluntary repo for almost 7 years. Now they are garnishing his wages & he is filing chapter 7 bankruptcy (he goes to court in 2 wks). I DON’T want him to file I plan to use income tax check & pay it off! I’m still going to pay this regardless, will they accept a settlement that will include what they’ve already garnished from him (it’s drivetime/ugly duckling)? I know it will be almost impossible for us to get a home in the near future;rent or purchase. I want to purchase but we will have to have a huge down payment bc of bankruptcy not to mention interest rates and mortgage payments being through the roof! **He makes more money than I but my credit will obviously be better than his (after paying this off I will have 2 cars paid off), is there a loan program where we can use BOTH incomes but only MY credit and only MY name because of bankruptcy? Is there a way I can go on a home loan alone? We only make about $50k together.

Answer : I would recommend you to visit this site where you can compare from different companies: https://tinyurl.com/yyeahtax .

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“Can we get a home loan in my name alone soon if my spouse files chapter 7 Bankruptcy?

My husband cosigned on a crap car for me that has been a voluntary repo for almost 7 years. Now they are garnishing his wages & he is filing chapter 7 bankruptcy (he goes to court in 2 wks). I DON’T want him to file I plan to use income tax check & pay it off! I’m still going to pay this regardless, will they accept a settlement that will include what they’ve already garnished from him (it’s drivetime/ugly duckling)? I know it will be almost impossible for us to get a home in the near future;rent or purchase. I want to purchase but we will have to have a huge down payment bc of bankruptcy not to mention interest rates and mortgage payments being through the roof! **He makes more money than I but my credit will obviously be better than his (after paying this off I will have 2 cars paid off), is there a loan program where we can use BOTH incomes but only MY credit and only MY name because of bankruptcy? Is there a way I can go on a home loan alone? We only make about $50k together.


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“Can we get a home loan in my name alone soon if my spouse files chapter 7 Bankruptcy?

My husband cosigned on a crap car for me that has been a voluntary repo for almost 7 years. Now they are garnishing his wages & he is filing chapter 7 bankruptcy (he goes to court in 2 wks). I DON’T want him to file I plan to use income tax check & pay it off! I’m still going to pay this regardless, will they accept a settlement that will include what they’ve already garnished from him (it’s drivetime/ugly duckling)? I know it will be almost impossible for us to get a home in the near future;rent or purchase. I want to purchase but we will have to have a huge down payment bc of bankruptcy not to mention interest rates and mortgage payments being through the roof! **He makes more money than I but my credit will obviously be better than his (after paying this off I will have 2 cars paid off), is there a loan program where we can use BOTH incomes but only MY credit and only MY name because of bankruptcy? Is there a way I can go on a home loan alone? We only make about $50k together.


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My husband cosigned on a crap car for me that has been a voluntary repo for almost 7 years. Now they are garnishing his wages & he is filing chapter 7 bankruptcy (he goes to court in 2 wks). I DON’T want him to file I plan to use income tax check & pay it off! I’m still going to pay this regardless, will they accept a settlement that will include what they’ve already garnished from him (it’s drivetime/ugly duckling)? I know it will be almost impossible for us to get a home in the near future;rent or purchase. I want to purchase but we will have to have a huge down payment bc of bankruptcy not to mention interest rates and mortgage payments being through the roof! **He makes more money than I but my credit will obviously be better than his (after paying this off I will have 2 cars paid off), is there a loan program where we can use BOTH incomes but only MY credit and only MY name because of bankruptcy? Is there a way I can go on a home loan alone? We only make about $50k together.


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“”
 “”Can someone withdraw money from the ATM using your card, but not knowing the PIN?””
 Basically, I have a savings account at the bank and an ATM card to use with it. I barely ever withdraw money, but tonight I needed some. When I tried to take out $20, it said that was over what I had in my account! I should have way more than $20. I was panicking and didn’t even think to get a receipt of my current balance. I plan to get this straightened out tomorrow, but I’m just wondering if it’s possible that my brother could steal my card and withdraw money without necessarily knowing the PIN? He’s been guilty of stealing money from my mom in the past which is why I’m suspicious of him.””
“”
 WHERE CAN I FIND GURANTEE PAYDAY LOANS?
 
“”
 Question about my finances. Using overage check to pay off auto loan a good idea?
 I have just started college. I am really enjoying it. Especially after being out of high school for 4 years. Anyhow, I am back into it and I have qualified for financial aid. It is an unsubsidized loan, with a total of a little over 6k. It is my first loan, and I intend to pay every bit of it. My employer reimburses up to $5,200 a year, which is more than enough to pay for a year’s tuition at my college branch. If my calculations are correct, I should receive an overage check of about 4k, which is the same amount I have left on my auto loan. I am being nailed on interest for the auto loan, which is 14.2 percent — I had no credit, no co-signer — so I had to bite the bullet of an extraordinary rate. So, I figure I will take the full amount of my award this once and pay off my auto loan. It will give me peace of mind because if I lose my job, I lose my car. But if I pay off the car, I can lose my job, but still keep going to school, for I do not have to pay back my loans until after I graduate. That way I can pay about $100 a month toward the overage check, paying it off well before I graduate. So, for the people that have had much experience with their finances, been through many hardships, tell me, is this a good idea? Am I thinking on the right track for a young age — 23? Also, the last time I asked this question, the answers were all from spammers promoting their websites. Please, refrain from that.””
“”
 #repost
 
“”
 Auto loan with Bad Credit?
 Hi does anyone know where i could get a legit auto loan for around $4000? i made some unwise decisions back in my college years, so my credit score is pretty low..I’m slowy, but surely paying off the debts but my car borke down recently and it would cost around 4000 to repair everything, so i think it would be a smarter decesion to just get another car… i need a car to get to a from work so i can make the moeny to continue paying off these debts… can anyone help me?””
“Can we get a home loan in my name alone soon if my spouse files chapter 7 Bankruptcy?

My husband cosigned on a crap car for me that has been a voluntary repo for almost 7 years. Now they are garnishing his wages & he is filing chapter 7 bankruptcy (he goes to court in 2 wks). I DON’T want him to file I plan to use income tax check & pay it off! I’m still going to pay this regardless, will they accept a settlement that will include what they’ve already garnished from him (it’s drivetime/ugly duckling)? I know it will be almost impossible for us to get a home in the near future;rent or purchase. I want to purchase but we will have to have a huge down payment bc of bankruptcy not to mention interest rates and mortgage payments being through the roof! **He makes more money than I but my credit will obviously be better than his (after paying this off I will have 2 cars paid off), is there a loan program where we can use BOTH incomes but only MY credit and only MY name because of bankruptcy? Is there a way I can go on a home loan alone? We only make about $50k together.

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